(1) Individuals whose annual family income during the 12 months immediately preceding the month of application is less than 250% of the 2018 poverty guidelines published by the U.S. Department of Health and Human Services (HHS) are eligible for a loan of specialized telecommunications equipment based on income. 250% of the HHS 2018 annual poverty guidelines for families of various sizes is shown in (2).

(2) 250% of the annual poverty guidelines is as follows:

(3) There is no asset test to be eligible for a loan of specialized telecommunications equipment.