(1) In accordance with 33-22-1101, et seq., MCA, the commissioner of insurance declares that the purpose of these rules is to implement Title 33, chapter 22, part 11, MCA.

(2) Except as otherwise specifically provided, these rules apply to all long-term care insurance policies or certificates delivered or issued for delivery in this state on or after January 1, 1991, by issuers; fraternal benefit societies; nonprofit health, hospital, and medical service corporations; prepaid health plans; health maintenance organizations, and all similar organizations.

(3) Group policies or certificates issued for delivery outside this state are subject to these rules and Title 33 of the Montana Code Annotated.